by admin_ NCSCIAS | Aug 16, 2025 | Courses
Minimum Balance, Maximum Burden, Why Banks Must Rethink MAB Norms in India Introduction The recent decision by ICICI Bank to sharply raise the Minimum Average Balance (MAB) for savings accounts has reignited a nationwide debate on the fairness and logic behind such...
by admin_ NCSCIAS | Aug 16, 2025 | Courses
How India Can Keep On e-Truckin, Accelerating the Electrification of Freight Mobility Introduction The launch of the electric truck (e-truck) scheme in India marks a historic turning point in the nation’s transport and energy transition journey. For years, India’s...
by admin_ NCSCIAS | Aug 16, 2025 | Courses
The Hidden Cost of UPI Resilience, Strengthening India’s Digital Payments Backbone Introduction India’s Unified Payments Interface (UPI) has become one of the most celebrated innovations in the country’s financial ecosystem. It is a symbol of digital empowerment,...
by admin_ NCSCIAS | Aug 16, 2025 | Courses
RBI Regulatory Review Cell, A Turning Point in India’s Financial Oversight? Introduction The Reserve Bank of India (RBI), India’s central banking authority, has often been described as the guardian of monetary stability and the custodian of the nation’s financial...
by admin_ NCSCIAS | Aug 16, 2025 | Courses
Collaborative Intelligence and the Future of Indian Railways, A Game-Changer for the Nation’s Lifeline Introduction Indian Railways is not just a transport system—it is the lifeline of India. Stretching over 67,000 kilometers, ferrying more than 23 million passengers...
by admin_ NCSCIAS | Aug 16, 2025 | Courses
The Rise of Kim Yo Jong in North Korea, A Strategic Shift in the Global Order North Korea, long known for its isolation, rigid authoritarianism, and dynastic rule, is undergoing a subtle yet dramatic shift in its leadership dynamics. At the forefront of this change is...
by admin_ NCSCIAS | Aug 16, 2025 | Courses
Algorithms of the Mind, India’s Growing Challenge of Smartphone and GenAI Overuse Among Youth Smartphones have transformed from simple communication tools into an inseparable extension of human life. In India, as in much of the world, it is hard to imagine a day...
by admin_ NCSCIAS | Aug 16, 2025 | Courses
The Vision of a Nation, From Self-Rule to Our Own Way of Rule Introduction India’s Independence Day, celebrated every year on August 15, is not merely a commemoration of political freedom from colonial rule. It is also a time for reflection—on the struggles of the...
by admin_ NCSCIAS | Aug 16, 2025 | Courses
To Count Everyone In, Supreme Court’s Intervention on Electoral Rolls and the Question of Citizenship Introduction India’s democratic framework rests on the principle of universal adult suffrage—the idea that every citizen above 18 years of age has the right to vote,...
by admin_ NCSCIAS | Aug 16, 2025 | Courses
PM Modi Independence Day Speech 2025, A Call for Reform, Self-Reliance, and the Challenge of The Intruder Introduction On August 15, 2025, Prime Minister Narendra Modi delivered his 12th consecutive Independence Day address from the ramparts of the Red Fort. The...
